Find Out Exactly How Much Deposit You Need to Buy Your First Home in Northern Ireland
Saving for a deposit feels overwhelming when you don't know the actual number you're aiming for. This free guide gives you a clear, honest picture of what you need - and how to get there faster than you think.
The free guide that tells you what your bank won't — including the low deposit schemes most first-time buyers don't know about.
100% free. No obligation. Your details are never shared.
Takes less than 30 seconds to get started.
Get Your Free Deposit Guide
Fill in your details below to receive instant access to the First-Time Buyer Deposit Guide as a downloadable PDF.
- Instant access to the PDF guide
- Plain English — absolutely no mortgage jargon
- Specific to the Northern Ireland property market
100% free. No obligation. Your details are never shared.
Inside The Guide
What's inside the Deposit Guide?
Everything you need to know about deposits in one place.
How much you actually need
The real deposit percentages lenders use, including 5% options most people don't know exist.
Low deposit schemes explained
Including the Mortgage Guarantee Scheme and Northern Ireland co-ownership options, in plain English.
How to save faster
Practical strategies to reach your deposit target sooner, plus what lenders want to see in your savings history.
Fast-Track Your Property Goal
Schemes that could get you on the ladder sooner - explained in plain English.
5% Mortgage Guarantee
Buy your home with just a 5% deposit. Perfect for getting started faster.
We even have lenders that will consider buying with just £5000 deposit.
Co-Ownership NI
Buy a share of a home and pay rent on the remainder - significantly lowering your required deposit.
Help to Buy / Lifetime ISA
The Government tops up your eligible savings by 25% - literally free money toward your property deposit.
Scheme eligibility and availability is subject to change. Always check current terms directly with the scheme provider or speak to a qualified mortgage adviser.
Stop Guessing Your Target
Every month you spend saving toward the wrong number is a month wasted. This guide gives you the right number for your situation - and shows you how to get there.
Why first-time buyers in Northern Ireland choose First Time Buyer Mortgages.
You're dealing with a real Northern Ireland mortgage specialist, not a faceless comparison website.
FCA Regulated
You're working with a qualified, FCA-regulated mortgage adviser who gives real advice — not automated comparison results.
NI Specialist
Local knowledge of the schemes, lenders, and property market that matter right here.
No Obligation
No pressure, and absolutely no hidden fees for the initial conversation.
ALMOST THERE
Ready to get started? Get your free guide now.
Get your free Deposit Guide now. It takes just 30 seconds to get a clear, honest picture of what you actually need to buy a home in Northern Ireland.
Instant access to the PDF guide
Plain English, absolutely no mortgage jargon
Specific to the Northern Ireland property market
100% free. No obligation. Your details are never shared.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE REPAYMENTS
First Time Buyer Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.
The Guidance contained within this website is subject to UK regulatory regime and is there primarily targeted at the consumers based in the UK.
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