BUDGET PLANNING

Not sure what you can afford? We’ll help you build a clear, realistic budget — so you don’t overstretch yourself or waste time looking at homes outside your range.

  • Plan With Confidence, Not Guesswork
    Buying your first home shouldn’t feel like a gamble. We help you clearly understand what you can comfortably afford — not just what a lender might offer. We’ll break down your income, outgoings, lifestyle spending and future plans so you know exactly where you stand. No spreadsheets thrown at you. No judgement. Just clear, practical guidance that makes sense.

  • Turn “Can We Afford It?” Into “We’re Ready.”
    One of the biggest fears for first-time buyers is committing to payments that feel tight or stressful. We’ll walk through real-life monthly costs with you — mortgage payments, insurance, utilities, childcare, savings and everything in between — so there are no nasty surprises after you get the keys. Our goal is simple: a home you love, with payments you can live with.

  • A Plan for Now — and the Future
    Budget planning isn’t just about getting approved today. It’s about building a solid foundation for the years ahead. Whether you’re planning for a family, career changes, travel or simply more financial breathing room, we help you create a sustainable plan that works long-term. Because buying your first home should feel exciting — not stressful.

CONTACT & FIND US

OPENING TIMES

MONDAY 9.30 - 17.30

TUESDAY 9.30 - 17.30

WEDNESDAY 9.30 - 17.30

THURSDAY 9.30 - 20.00

FRIDAY 9.30 - 17.30

SATURDAY 9.00 - 13.30

SUNDAY CLOSED

MEET US

NEWS & BLOGS

We charge a fee for our services. Our fee range is £0 to £595, with a typical fee of £395. If a Fee is payable, it is paid in 2 stages. Stage 1. £100 when we submit your mortgage application. Stage 2. £295 (or the remainder of the agreed fee) when you receive your official Mortgage Offer. We’ll always agree this with you before we start any chargeable work, and you’ll receive written confirmation so everything is clear from the start.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE REPAYMENTS

First Time Buyer Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

The Guidance contained within this website is subject to UK regulatory regime and is there primarily targeted at the consumers based in the UK.

First Time Buyer Mortgages Ltd, registered in Northern Ireland. Registration Number - NI730959.

Registered address, 222 Lisburn Road Belfast BT9 6GD.