Latest Mortgage News
05/02/2026- Why 2026 could be the year of first-time buyers
16/10/2025 - Abolishing stamp duty may not help first-time buyers
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE REPAYMENTS
First Time Buyer Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.
The Guidance contained within this website is subject to UK regulatory regime and is there primarily targeted at the consumers based in the UK.
First Time Buyer Mortgages Ltd, registered in Northern Ireland. Registration Number - NI730959.
Registered address, 222 Lisburn Road Belfast BT9 6GD.
Why Waiting 6 Months Could Cost You Your First Home
Thinking of waiting before buying your first home? Discover how delays can increase costs, competition, and missed opportunities in today’s property market. ...more
Mortgages
April 29, 2026•3 min read
Worried mortgages aren’t available right now? Discover 5%, 10% and no-deposit options still open to UK first-time buyers in 2026. With global uncertainty, are mortgages still available? Learn about 5%, 10% and co-ownership options for first-time buyers in the UK. Thinking of buying your first home? Mortgages are still available in 2026 — including low and no deposit options. Get clarity before you decide.
Worried mortgages aren’t available right now? Discover 5%, 10% and no-deposit options still open to UK first-time buyers in 2026. With global uncertainty, are mortgages still available? Learn about 5%... ...more
Mortgages
March 25, 2026•2 min read
Do You Really Need More Than a 5% Deposit? Here’s the Truth for NI Buyers
Think you need a 10–20% deposit? Many NI first-time buyers can purchase with just 5%. Learn how it works and what you really need to get started. ...more
Mortgages
March 24, 2026•3 min read
Why an AIP Gives You an Edge in Belfast’s Property Market
Learn how an Agreement in Principle can boost your buying power, speed up offers, and give you an advantage in Belfast’s competitive market. ...more
Mortgages
February 05, 2026•3 min read
How Your Bank Statements Can Make or Break Your Mortgage Application
Your bank statements could make or break your mortgage. Find out what lenders look for and how to strengthen your application. ...more
Mortgages
January 14, 2026•5 min read
10 Step Guide to Buying Your First Home
Buying your first home in Belfast? Our step-by-step guide explains deposits, borrowing power, credit checks, AIPs, viewings and more, so you can buy with confidence. ...more
Mortgages
December 10, 2025•10 min read
