FIRST TIME BUYER MORTGAGES

We specialise in mortgages for first-time buyers across Northern Ireland and the UK. Whether you're just starting your search or already have a home in mind, we’ll guide you through the entire process.

  • Get a fast, accurate mortgage in principle without the stress
    We’ll check your details and get your Agreement in Principle sorted quickly — often within 24 hours. You’ll know what lenders are willing to offer and can move forward confidently. It’s obligation-free and doesn’t mean you have to use that lender when it comes time to apply.

  • Access exclusive deals and lenders that work well with first-time buyers
    We search the market for the best deals and lenders who are first-time buyer friendly — including some you won’t find on comparison sites. Whether you’ve got a small deposit or a tricky credit history, we know which lenders are likely to say yes and offer great value.

  • Support with paperwork, mortgage applications, surveys, and insurance
    We’ll handle the heavy lifting — from submitting your mortgage application to helping with property surveys and getting the right insurance in place. We’ll explain each step in plain English and keep you updated throughout, so you feel in control and supported right through to getting your keys.

CONTACT & FIND US

OPENING TIMES

MONDAY 9.30 - 17.30

TUESDAY 9.30 - 17.30

WEDNESDAY 9.30 - 17.30

THURSDAY 9.30 - 20.00

FRIDAY 9.30 - 17.30

SATURDAY 9.00 - 13.30

SUNDAY CLOSED

MEET US

NEWS & BLOGS

We charge a fee for our services. Our fee range is £0 to £595, with a typical fee of £395. If a Fee is payable, it is paid in 2 stages. Stage 1. £100 when we submit your mortgage application. Stage 2. £295 (or the remainder of the agreed fee) when you receive your official Mortgage Offer. We’ll always agree this with you before we start any chargeable work, and you’ll receive written confirmation so everything is clear from the start.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH MORTGAGE REPAYMENTS

First Time Buyer Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

The Guidance contained within this website is subject to UK regulatory regime and is there primarily targeted at the consumers based in the UK.

First Time Buyer Mortgages Ltd, registered in Northern Ireland. Registration Number - NI730959.

Registered address, 222 Lisburn Road Belfast BT9 6GD.